Go to most impoverished black neighborhoods and you’re bound to find three things in abundance.     Liquor stores, payday lenders and charter schools.     It is no accident.     In the inner city, the underemployed compete for a shortage of minimum wage jobs, healthcare is minimal, public transportation inadequate and the schools are underfunded and short staffed.     But that doesn’t mean money isn’t being made.     In capitalist America, we make sure…