Effective and accessible financial education has historically been absent in U.S. schools. Outdated instructional practices and a lack of standards have made it difficult for teachers to easily incorporate this crucial topic in the classroom. According to a 2016 study by LendEDU, more than half of 18- to 24-year-olds wish they’d taken a personal finance course in high school. Unfortunately, not every state has a requirement that students take some form of a financial education course prior to graduating. As…